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Know exactly where your
money goes.

Log expenses in seconds, set monthly budgets, and see what you can safely spend.

Monthly budgetsPrivate by defaultSafe-to-spend tracking
Net Balance(+9.2%)
₹1,42,850
Verified ledger balance
Budget Spent74%
₹48,210/ ₹65,000
Safe to Spend₹1,399/day
₹16,790

What you can still spend

Pacing this month

Dining spend is 14% higher than usual. Pacing allows ₹1,399/day to hit your 20% savings target.

Food & Dining · ₹8,420 · 24 tx
Category BreakdownTop Spend
Housing & Utilities₹22,000
Food & Dining₹8,420
Groceries₹6,100
Software & Tools₹5,200
Transport & Fuel₹3,490
Recent TransactionsView all

Blue Tokai Coffee Roasters

Food & Dining • Today, 10:24 AM

−₹340

GitHub Copilot Subscription

Software & Tools • Yesterday

−₹899

Nature's Basket Groceries

Groceries • 28 Oct

−₹1,850

Client Invoicing (Retainer)

Income • 27 Oct

+₹65,000

How it works

Three steps and you're set.

01

Add transactions

Log an expense or income in seconds. Categories get suggested automatically.

02

Watch your runway

See your safe-to-spend update as the month goes on.

03

Hit your targets

Stay inside your budgets and hit savings goals without thinking about it daily.

What you get.

Simple tools that do the math for you.

Safe-to-spend

See how much you can spend today without blowing this month's budget.

Budget pacing₹4,210 under budget

Auto-categorization

The app learns your habits and sorts new transactions for you.

Budgets

Set monthly limits per category and watch them fill as you spend.

Private by default

AI insights only see category totals, never your merchant names or notes.

Instant updates

Add a transaction and every number on the page updates right away.

Multiple currencies

Track in rupees, dollars, or whatever you actually use.

AI insights

The context behind your numbers.

Every answer comes straight from your own transactions, with the numbers to back it up.

Ledger Analysis Report
Summary only
Query:“Where are my hidden money leaks this month?”

You have 4 recurring software & streaming charges totaling ₹3,440. Two streaming subscriptions had zero recorded usage during the last 45 days.

SourceSubscriptions · 4 active items
Amount₹3,440/mo
TrendPotential ₹1,598/mo immediate saving
Suggested Action: Cancel idle streaming services or switch to annual billing to save ~₹19,000 annually.

Only totals, never details

The AI sees category totals and monthly sums. Your merchant names and notes never leave your account.

Off until you ask

AI only runs when you ask it to. Turn it off anytime in settings.

Always up to date

Add or delete a transaction and every insight refreshes itself.

Frequently asked questions

Start tracking today.

Free forever. No card required, no limits on transactions.

Free foreverNo credit cardExport anytime