Personal finance without friction or data compromises.
Built as a focused, high-precision financial utility for people who value speed, full data ownership, and strict mathematical accuracy.
Why we built this
Most modern budgeting apps are cluttered with third-party loan ads, aggressive upsells, and invasive data-sharing policies.
We built this platform around a different philosophy: an uncompromisingly fast, keyboard-first ledger where your balances are always up to date and your transaction history stays strictly private.
Calculations like Safe-to-Spend runway and cadence budgets run deterministically. AI features are opt-in and summarize high-level categories rather than leaking raw merchant strings.
Deterministic Math First
Authoritative budgets, runway balances, and recurring cron engines map directly to verifiable transactional numbers.
Summary-Only Privacy
No third-party trackers, no ad networks, and zero transmission of raw transaction notes to external models.
Speed & Ergonomics
Optimistic UI updates, keyboard command palette shortcuts (⌘K), and instant Redis caching.
Product Principles
The fundamental engineering and design guardrails behind the product.
Data Ownership
Export complete transaction datasets in CSV anytime. Instant account deletion when requested.
No Advertising
We never sell behavioral data, loan recommendations, or affiliate credit card links.
Fast Interaction
Immediate keyboard hotkeys, tab navigation, and sub-100ms response targets.
Assistive, Not Gimmicky
AI handles tedious categorization and trend detection quietly without loud interruptions.
Global Locales
Customizable decimal numbers, date boundaries, and multi-currency formatting.
Strict Precision
Decimals stored with 15,2 precision in PostgreSQL to eliminate floating point drift.
Ready to take control?
Create an account in seconds and start managing your cash runway with clarity.