Built for accuracy, speed, and privacy.
A comprehensive suite of tools designed to give you verifiable financial clarity with zero unnecessary complexity.
Core Architecture
Everyday ledger utilities engineered for precision.
Runway & Safe-to-Spend
Dynamic calculation of how much money you can spend today without compromising upcoming obligations or monthly savings targets.
Smart Categorization
Rule-based and inferred categories for fast, consistent transaction logging.
Cadence Budgeting
Set monthly limits with visual utilization gauges and threshold pacing alerts.
Privacy by Design
Only period-level summaries are ever processed. Raw merchant descriptions remain private.
Optimistic Updates
Instant UI feedback with server-side mutation tokens and automated replay prevention.
Multi-Currency Support
Configurable default currency preferences with strict tabular numeral formatting.
Advanced Tooling
Deep analytics and workflow automations to stay ahead of your finances.
Cash Flow Projection
Forward-looking cash flow forecast evaluating income intervals against scheduled bills.
Recurring Transaction Engine
Schedule daily, weekly, monthly, or yearly items with automated cron processing.
Command Palette & Filters
Keyboard navigation with ⌘K palette, cursor pagination, and instant full-text search.
CSV Import & Export
Full data portability with column mapping previews and raw ledger exports.
Savings Milestones
Goal deadline countdowns with monthly contribution recommendations.
Session & Audit Security
Server session hashing, bcrypt authentication, and secure HTTP cookies.