AI Transparency
How AI uses your data.
AI features are entirely optional. When activated, only high-level numeric aggregates are evaluated — never raw merchant descriptions.
What AI Does
Generates category spending summaries and trend overviews for the specific reporting period you request.
What We Send
Period date ranges, default currency, transaction totals, and category rollups only.
What We Exclude
Raw merchant names, individual transaction notes, timestamps, account IDs, and user identities.
Data Payload Disclosure
Granular auditing of every field transmitted during an AI insight query.
Field Name
Transmission Status
Period date bounds (e.g. 2026-09-01 to 2026-09-30)
Included (Aggregate)
Currency ISO code (e.g. INR, USD)
Included (Aggregate)
Transaction count per category
Included (Aggregate)
Aggregated category totals (e.g. Dining: ₹4,500)
Included (Aggregate)
Total income & spending totals
Included (Aggregate)
Raw transaction description text
Excluded (Never Sent)
Account IDs & user database keys
Excluded (Never Sent)
Exact transaction timestamps
Excluded (Never Sent)
Payment methods & bank identifiers
Excluded (Never Sent)
AI-generated summaries are purely informational and do not constitute financial advice. Have questions? Reach out to deepakkandpal.tech@gmail.com