AI Transparency
How AI uses your data.
AI features are optional. When enabled, we send only aggregated totals — never raw descriptions or IDs.
What AI does
Generates category suggestions and spending interpretations for the reporting period you select.
What we send
Period dates, currency, transaction count, income, spending, balance, and category totals.
What we never send
Raw transaction descriptions, account IDs, timestamps, or any personally identifiable information.
Data disclosure
Field
Status
Period dates
Included
Currency
Included
Transaction count
Included
Income & spending totals
Included
Category breakdown
Included
Transaction descriptions
Excluded
Account IDs
Excluded
Timestamps
Excluded
AI-generated insights are informational only and are not professional financial advice. Provider retention behavior has not been verified.